FlashCash-Quick and Easy Personal Loans

FlashCash, India’s fastest and easiest Instant Loan Platform, provides micro loans from ₹ 3,000 to ₹10,000 for the young salaried professionals. The interest rate ranges from 0% per annum to 29.95% per annum（APR）. The repayment tenure for Personal Loan ranges from 61 day to 365 days.

Sign up in 10 seconds, certify yourself in 4 steps, apply for the loan in 10 minutes and get the money directly into your account in a few hours.

Benefits & Risks:

1. Be able to unlock higher amounts & longer tenure as long as you close the loan on time.

2. As compliance requirements, your payment action shall be shared with credit rating bureaus; so that your credit score may increase/decrease accordingly.

Loan Features:

● It's Quick.

Complete the application in 4 steps & Avail the cash in your account in minutes as fast as a lightening.

● It’s Flexible.

Select your most preferred product among multiple options and the repayment tenure is up to 365 days. Both full repayment product and EMI product are available!

● It’s Digital.

Apply for the loan & Repay the loan by a simple click on the app.

● It’s Completely Personal.

No collateral&no guarantors are required.

●It’s User-Friendly.

Both Hindi version and English version are available.

Fees & Charges:

Loans range from ₹3,000 to ₹10,000 with payment tenures of 61 days to 365 days. The charges and repayment tenures depend on the creditworthiness and repayment ability of the customers. A small processing fee and convenience fee is charged for the loans. Overdue Penalty is only charged when someone delays their scheduled payment. In addition, GST will be applicable only on the processing fee and convenience fee components according to Indian laws.

Interest Calculation:

If the principal amount is ₹6,000 and the interest is 24% per annum; and the tenure is 91 days, then the overall interest payable is ₹6,000 x 24/100 x 91/365 = ₹359 only.

Loan Application Process:

As India’s fastest and easiest personal loan platform, FlashCash is 100% app-based from loan application to loan repayment. 4 steps are all you need to go through before the loan arrives in your bank account:

●Verify your personal certification

●Verify your personal information

●Verify your company information

●Upload your ID documents for the ID verification

Eligibility:

✔ Indian resident

✔Salaried Individuals

✔Above the age of 18

✔Minimum monthly salary ₹18000

Operational Cities:

FlashCash is operational all over the India.

How It works:

1. Install FlashCash APP from the Google Play store

2. Register the APP with the PAN-linked number

3. Upload a few necessary details to complete the certification process which usually takes 5-10 minutes

4. The fund will be transferred to your bank account within 10 minutes upon approval.

5.Repay the loan before the due date

Security & Privacy:

Data security & privacy is given top priority at FlashCash. We comply with the highest security standards & protocols. All transactions are 100% secured.

FlashCash是印度最快，最简单的即时贷款平台，为受薪年轻专业人员提供3,000卢比至10,000卢比的小额贷款。利率介乎每年0％至每年29.95％（APR）。个人贷款的还款期限为61天至365天。

请在10秒内注册，分4个步骤进行认证，然后在10分钟内申请贷款，然后在数小时内将款项直接存入您的帐户。

收益与风险：

1.只要您按时还清贷款，就可以解锁更多金额和更长的使用期限。

2.根据合规要求，您的付款行为应与信用评级机构共享​​；这样您的信用评分可能会相应地增加/降低。

贷款功能：

●快速。

只需4个步骤即可完成该应用程序，并在几分钟之内迅速获得您帐户中的现金。

●灵活。

在多个选项中选择您最喜欢的产品，还款期限长达365天。全额还款产品和EMI产品都可用！

●是数字的。

只需单击应用程序，即可申请贷款并偿还贷款。

●这完全是个人的。

无需抵押和担保人。

●易于使用。

印地文版和英文版均可用。

费用：

贷款期限为3,000卢比至10,000卢比，还款期为61天至365天。收费和还款期限取决于客户的信誉和还款能力。贷款收取少量手续费和便利费。仅当有人延迟其预定付款时才收取逾期罚款。此外，根据印度法律，GST仅适用于手续费和便利费部分。

利息计算：

如果本金为₹6,000，利息为每年24％；并且期限为91天，则应付总利息为₹6,000 x 24/100 x 91/365 =₹359。

贷款申请流程：

作为印度最快，最简单的个人贷款平台，FlashCash是100％基于应用程序的，从贷款申请到还款。在贷款到达您的银行帐户之前，您需要执行四个步骤：

●验证您的个人证书

●验证您的个人信息

●验证您的公司信息

●上传您的身份证件以进行ID验证

合格：

✔印度居民

✔受薪个人

✔18岁以上

✔最低月薪₹18000

经营城市：

FlashCash在印度各地均可使用。

这个怎么运作：

1.从Google Play商店安装FlashCash APP

2.用PAN链接号注册APP

3.上传一些必要的详细信息以完成认证过程，通常需要5-10分钟

4.资金将在批准后的10分钟内转入您的银行帐户。

5，在到期日之前偿还贷款

安全和隐私：

在FlashCash中，数据安全性和隐私性是重中之重。我们遵守最高的安全标准和协议。所有交易都是100％安全的。